Checking Accounts in Ohio
Checking Made Simple
In today’s fast-moving world, your checking account should do more than simply hold your money. It should support your lifestyle—making it easy to access your funds whenever and wherever you need them, manage day-to-day spending, and stay on top of your financial goals. Convenience, control, and confidence are key.
Each OHecu checking account is designed with features that help you stay connected to your finances, whether you’re at home, at work, or on the go. No matter which account option you choose, you’ll enjoy:
- No Minimum Balance Requirement. Keep your account open and active without worrying about maintaining a specific balance.
- 24/7 Account Access. Online & Mobile Banking allows you to check balances, monitor transactions, transfer funds, deposit checks, and more.
- Money Management Tools. Set budgets, track spending, and plan for savings—all in one place with our built-in digital Money Management tools.
- Surcharge-Free ATM Network. Enjoy access to approximately 40,000 surcharge-free ATMs nationwide, with MoneyPass. The easy-to-use online locator helps you avoid unnecessary fees when you need cash.
Your checking account should work for you, not the other way around. Find the account that fits your lifestyle and experience banking made simple.
What checking accounts does OHecu offer?
OHecu offers multiple checking account options designed to meet different financial needs. Current options include Select Checking and Signature Checking, with account features, fees and requirements varying by account.
Does OHecu offer free checking?
Yes. OHecu's Signature Checking account can have its monthly fee waived when you meet the applicable requirements. Select Checking is also available, with its current monthly fee listed in OHecu's fee schedule.
Is there a minimum balance requirement for an OHecu checking account?
No. OHecu states that its checking accounts do not require you to maintain a minimum balance. A minimum deposit may be required to open an account, however. OHecu's current rate information lists a $25 minimum deposit to open a checking account.
Can I manage my OHecu checking account online?
Yes. OHecu's Online & Mobile Banking provides 24/7 access to your account. You can check your balance, monitor transactions, transfer funds, deposit checks, and use other common digital banking features.
Does OHecu offer surcharge-free ATM access?
Yes. OHecu checking account holders have access to approximately 40,000 surcharge-free ATMs nationwide through the MoneyPass network, along with other participating ATM networks.
Does OHecu offer overdraft protection for checking accounts?
Yes. OHecu offers several overdraft protection options, including transfers from another OHecu account, an OHecu Quick Cash Line of Credit and Member Privilege overdraft protection. Fees and eligibility requirements vary by option.
Can I get an OHecu debit card with my checking account?
Yes. OHecu checking account holders can qualify for an OHecu VISA Debit Card. If you already have an OHecu checking account, you can request a debit card by visiting an OHecu office with photo identification.
How do I open an OHecu checking account?
You can begin opening an OHecu checking account by becoming a member and applying online. You can also visit an OHecu office for assistance. Membership eligibility requirements apply, and it is a $25 minimum deposit to open a checking account.
