Your New Ride Is Within Reach
Whether you're purchasing a new or used vehicle, or simply want to refinance to a lower rate—you're in the driver's seat with an OHecu auto loan. Hit the open road faster with our great rates, flexible terms, and easy online pre-approvals that help save you time at the dealership. Get started below or call the Member Service Center at 800-552-6328.
- Great interest rates and flexible payment terms
- No down payment options
- Access your account 24/7 with Online & Mobile Banking
- Affordable GAP Coverage
* Payment of $493.18 on a $30,000 loan amount for 72 months with an interest rate of 5.49% (Annual Percentage Rate 5.72%). The rate of 5.49% (Annual Percentage Rate 5.72%) is the best rate available only to OHecu member with Tier A+ credit, on a 2023 and newer model, no down payment on the purchase, with automated payment from an OHecu account and first payment due in 30 days. If for any reason the automated payment from an OHecu account is terminated either voluntarily or by OHecu due to any account abuse, the interest rate on the loan will increase by 0.25% for the remainder of the loan, the monthly payment will remain the same and the term of the loan will automatically extend. Rates subject to change without notice. All loans subject to approved credit. Other competitive rates and terms available.
