Make Yourself at Home with OHecu
Unlock the door to home ownership, or refinance your current mortgage with an OHecu mortgage. Our lending team is ready to help get your home buying journey started with competitive, low rates and a variety of terms and down payment options. Click below to apply online or to learn more.
Mortgage Options To Meet Your Needs
OHecu offers a variety of mortgage loan options and payment terms to fit you and your homebuying or home refinancing needs.
Mortgage Loan Options
- Fixed Rate Mortgage
- Adjustable Rate Mortgage (ARM)
- Jumbo Loans
- Investment Property Mortgage Loans
- FHA Loans
- Government backed loans with flexible underwriting guidelines
- Available to those with less than perfect credit or low to moderate income
- Low down payment options
- VA Loans
- Designed to offer long-term, affordable financing to eligible Veterans (active and former military personnel)
- Low down payment options
- Flexible underwriting guidelines
- USDA Rural Housing Loans
- A mortgage loan program offered through the US Department of Agriculture (USDA)
- Designed for rural property owners
- Low down payment options
- Flexible underwriting guidelines
- Applicants must meet USDA property and income eligibility requirements
First Time Homebuyers
Buying your first home is an exciting milestone—but it can also be overwhelming with all the various loan options and terms available. That's why OHecu guides you through the entire mortgage process to make your path to home ownership easier.
Read our step-by-step homebuying guide below to learn more about the process. If you're ready to get started, please contact the Member Service Center at onlineservices@ohecu.com or 800-552-6328.
Mortgage Refinancing
Whether you want to lower your interest rate or pay your mortgage off faster, OHecu makes it easy for you to refinance from another lender.
To apply or for additional information, please contact the Member Service Center at onlineservices@ohecu.com or 800-552-6328.
