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Credit unions are not-for-profit cooperatives that exist to serve the financial needs of their members (who are also owners) and offer the same types of banking products and services you would find at other financial institutions, including savings and checking accounts, loans, mortgages, Internet home banking and bill payment, and more.

A volunteer board of directors, elected by the members, governs a credit union.  With their vote, each member has a direct impact on the direction of the credit union. 

Also, “People Helping People” is the credit union philosophy. The credit union operates to promote the financial well-being of their members.
 

For more information on The Credit Union Difference, click here.

Credit unions are non-profit and exist to help people, not to make a profit for stockholders.  A volunteer board of directors, elected by the members, governs a credit union.  With their vote, each member has an equal vote and with that can have a direct impact on the direction of the credit union.  As our Mission Statement indicates, we are committed to assisting and educating our members in establishing and enhancing their financial well-being.

The philosophy of “people helping people” sets credit unions apart from other for-profit financial institutions.  Credit unions are dynamic full-service financial institutions that easily compare to banks in the types of products and services they offer, but differ drastically in how they deliver these products and services.   Credit union members receive the outstanding value and service they deserve.

Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment.  A credit union doesn’t operate in that manner.  Rather, each credit union member owns one “share” of the organization.  The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.