Designed With You in Mind
Whether you're a savvy shopper, a frequent traveler, or someone looking for simplicity, OHecu offers two VISA® Platinum credit card options crafted just for you.
VISA® Platinum Rewards
Turn your everyday spending into something special. Earn points on every purchase you make with our VISA® Platinum Rewards card. Redeem your points to get merchandise, cash back, or travel rewards.
Features:
- No annual fee
- Competitive variable rates
- Contactless payment capability
- Mobile wallet compatibility
- VISA® Purchase Alerts
- Merchandise, cash back, or travel rewards with CURewards®
VISA® Platinum (No Rewards)
If you're looking to transfer high-interest debt from other credit cards or make a large purchase, our VISA® Platinum card is a great choice. With competitive rates, you can save money on interest charges and pay off your balance sooner.
Features:
- No annual fee
- Lower interest rate vs. VISA® Platimum Rewards
- Contactless payment capability
- Mobile wallet compatibility
- VISA® Purchase Alerts
Find your perfect fit and apply below, or call the Member Service Center at 800-552-6328.
What credit cards does OHecu offer?
OHecu offers two VISA Platinum credit card options: the VISA Platinum Rewards card and the VISA Platinum card with no rewards. The Rewards card lets cardholders earn points on purchases that can be redeemed for merchandise, cash back, or travel rewards. The No Rewards card offers a lower interest rate compared with the Rewards card and may be a good option for balance transfers or larger purchases.
Does the OHecu credit card have an annual fee?
No. Both OHecu VISA Platinum credit cards have no annual fee.
What is the difference between the OHecu Platinum Rewards and Platinum credit cards?
The main difference is how the cards are designed to be used. The VISA Platinum Rewards card earns CURewards points on eligible purchases, while the VISA Platinum card does not offer rewards but has a lower interest rate than the Rewards card. The No Rewards card may be particularly useful for transferring higher-interest credit card debt or financing a large purchase.
How does the OHecu credit card rewards program work?
With the OHecu VISA Platinum Rewards card, you can earn points on purchases and redeem them through CURewards for merchandise, cash back, or travel rewards.
Does OHecu offer credit card balance transfers?
Yes. The OHecu VISA Platinum credit card is designed to help members transfer high-interest credit card debt. A balance transfer may allow you to consolidate debt and potentially reduce the interest you pay, depending on your current credit card rate and the terms of your OHecu card.
What interest rate does an OHecu credit card have?
OHecu offers variable APRs that can vary based on the card you choose and your creditworthiness. The VISA Platinum No Rewards card has a lower purchase APR range than the VISA Platinum Rewards card. Current rates and terms should be reviewed before applying.
Can I use my OHecu credit card with a mobile wallet?
Yes. Both OHecu VISA Platinum credit cards are compatible with mobile wallets and feature contactless payment capabilities, allowing you to make convenient purchases using supported devices and payment services.
How do I apply for an OHecu credit card?
You can apply for an OHecu credit card online through the Credit Cards page or by contacting our Member Service Center. Approval, credit limit, and interest rate are subject to creditworthiness and applicable lending requirements.
